HDFC Diners Club Black Credit Card is among the best super-premium credit cards in India. Tailored to the needs of HNIs, the card offers benefits across multiple categories including travel, shopping, rewards, dining and golf. It has one of the highest default reward rates of 3.33% and a low foreign exchange mark-up fee of 1.99%.

HDFC Diners Club Black Credit Card’s reward rate is among the highest in India at 3.33% offering 5 points for every Rs. 150 spent. So, if you make a purchase worth Rs. 15,000, you get 500 reward points. The card also offers up to 10X Reward Points on partner brands and 2X on weekend dining.

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