HDFC MoneyBack is one of the most popular entry-level credit cards in India which offers cashback on every transaction. The card offers 2X reward points on online shopping and 2 reward points on every retail spend. The benefits provided on this credit card are quite satisfactory as compared to the annual fee.
With this credit card, you can earn cashback as well as reward points on your transactions. The good thing is that you can convert your earned reward points into cashback, which is a rare feature and generally not available on the basic credit cards.
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