Health Insurance

We are providing Major Health Insurance on PAN India level.

Health insurance is an agreement wherein an insurance company agrees to compensate the insured for the medical and surgical expenses incurred during the policy tenure. The medical expenses may incur if the insured falls ill, or meets an accident that leads to hospitalization of the insured. To be eligible to avail coverage benefits under the policy, the policyholder is required to pay a specific amount periodically, known as premium. Health insurance premium is decided by an insurance company and policyholders are required to pay the same on a monthly, quarterly, half-yearly, or yearly basis, without any lapse, to avoid losing the renewal benefits.

Importance of Health Insurance Plans in India

With rising healthcare expenses, access to the required and quality medical treatment can be financially draining. So, to protect yourself and your family against these expenses, you must get everyone insured under a reliable health insurance plan in time. Here are top reasons why you should consider buying health insurance today:

To Protect Your Savings

One hospitalization has the potential to drain entire savings of lifetime. But if you get hospitalized with a comprehensive health insurance plan, you can save this hard earned money. There are different health insurance plans in the market to cater to different requirements of individuals. But most commonly, they cover the insured for in-patient hospitalization expenses, pre-hospitalization and post-hospitalization expenses, daycare expenses, domiciliary expenses, organ donor expenses, and so on.

To Deal With Medical Inflatation

An unforeseen illness can put anyone in stress. And the rising cost of medical treatment in such times only makes the situation worse. And the healthcare expenses are not only limited to hospitalization expenses, but also include pre-hospitalization and post-hospitalization expenses. These include ambulance expenses, expenses related to medicines, diagnostic tests, doctor's consultation, room rent, etc. All these expenses can be saved by purchasing an affordable health insurance policy timely.

Lifestyle Changes

Another reason to get health insurance cover is that it helps you fight lifestyle diseased such as cancer, kidney failure. stroke, paralysis, heart diseases, etc. These diseases are most common in people above 45 years of age but due to sedentary lifestyles, stress, pollution, etc. these are now affecting youngsters as well. A comprehensive health insurance plan that covers you for regular medical check-up not only helps you identify the diseases, but also offers financial protection in case of their treatments.